2024: Don’t Bet Against Anything

Any genuine recap of 2023 must involve several exclamation points.  What a unique year!  Who among us would have expected a stock market surge of over 25%  given the headwinds we encountered (and still face)?

Retirement Times

Sound investment decisions are rarely made under the weight of worry. The field of behavioral finance points to a number of cognitive distortions that feed on investor fear and can plague participants’ decision-making while compromising their retirement readiness.

Gobbling Up Good Financial Habits

Holidays are all about spreading cheer and giving, but sometimes people tend to go a bit overboard, which can later result in financial stress. According to a survey conducted by Country Financial, 32% of folks feel the most financial pressure during the holiday season.

The Pause or the Inflection Point?

Investors seeking calm heading into the back-half of 2023 found little during Q3. Equities largely sold off around the globe while bond yields rose.Global Central banks (including the US Federal Reserve) continue to remain center-stage, despite efforts to push them aside for other news stories.

Retirement Times

More and more workers are taking hardship distributions from their 401(k) accounts, a recent report shows.